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By Carol Bradley Bursack Conventional wisdom says that we all want to stay in our own homes for as long as we can. That is likely how most of our elders feel; however it's not always in their best interest to do so. How do we talk with them about the realities and dangers of staying at home once their health is failing, and how do we convince them that a move to an assisted living center could be a very good – and positive option? I believe that part of the problem with convi

An active life insurance policy is a no-no for individuals who are seeking to spend-down their assets to qualify for Medicaid. Considered an, "unqualified asset," any life insurance policy with more than $2,000 in value must be dealt with properly before an elder can receive financial assistance from Medicaid. (Learn more about Medicaid and long term care expenses) Some seniors end up abandoning their policies, or letting them lapse, by ceasing to pay their monthly premiums.

By Anne-Marie Botek | Last Updated 6.12.2017 Eligibility for VA benefits is usually the primary concern for veterans and their caregivers, but there are several other areas of confusion and sources of misinformation that can significantly impact the way families interact with the U.S Department of Veterans Affairs. Regardless of what point you’re at in dealing with the VA and whether you’re interested in securing benefits for yourself or on a U.S. veteran’s behalf, the follow

By Candace Rotolo When chronic health conditions, recovery from an illness, dementia, or even the normal aging process make it difficult for a senior to live at home safely, in-home care can provide the assistance needed to age in place and carry on daily routines. When considering this option, many families are concerned about the cost and their payment options. In determining how to pay for home care, it is important to clarify the type of care needed. Medically necessary h